Workers Compensation – What To Know and What To Do When Occupational Accidents, Injuries and Illnesses Occur
The goal of an employer is to send every employee home safe everyday - and no job is more important than that. No employer wants to find out the hard way that their safety processes and plans had weaknesses. However despite employers’ best efforts, sometimes-occupational accidents, injuries, even illnesses do occur. As such, every employer needs at least one person designated and trained to know what to do when such events occur.
Most businesses are required by law to cover workers’ occupational injuries though providing “workers compensation” insurance or by workers compensation benefits provided through self-insurance. Each state has their own laws with laws written to create a “no fault” basis for the workers compensation benefits to be provided with the effect that benefits pay regardless of who is found to be at fault for the accident that resulted in the workers’ injuries. Such benefits comprise a compensation bargain to employees who have sustained occupational harm.
In the event of an occupational accident, injury, illness or the near miss of an accident in the workplace, employers are required to perform a thorough, objective, professional investigation. The investigation’s purpose is to discover the reasons for the accident or near miss occurrence, and then rectify the situation so a further accident is avoidable or becomes less likely.
Sometimes problems do arise. Many times the facts of the accident are vague and it is hard for employers to manage an incident for which they do not know what happened. Managers can be less than cooperative in recognizing employees’ treatment plans, and even employees may not follow their own treatment plans. Occasionally it may even be necessary to review the validity of a workers compensation claim.
Additionally many employers use of seasonal, temporary, and contract workers is increasing. For some employers, this use of temporary and contract labor is a new concept. While these workers fill an essential role, they do come with their own risks and issues when dealing with on-the-job injuries and workers’ compensation claims.
This webinar will give the non Occupational Safety professional an overview of the Workers Compensation system, and the interplay between Workers Compensation and OSHA. In addition, what to do when there is an accident, and how to investigate an accident. We will also cover several commonly occurring Workers Compensation problematic issues and briefly cover how to review the validity of a suspect claim.
What is Workers Compensation (WC)
What is the Occupational Safety and Health Administration (OSHA)
The interplay between safety, OSHA and WC
What to do when an accident occurs, 1st, 2nd and 3rd.
Who does what in the event of an accident.
The psychology of emergencies.
Guidance reflecting OSHA’s Temporary Workers Initiative
Responsibilities to contractors
Where workplace violence fits in regarding occupational injuries.
How to conduct a basic WC investigation.
WC hot spots; not having good accident reports, getting employees back to work, uncooperative managers or employees and signs of problematic claims
Teri Morning, MBA, MS, SPHR, SPHR-CA is the President of her own HR Consulting firm and Principal Partner in a new company HindsightHR 2013 Employee Relations and Investigation Management software. She has over 15 years human resource and training experience in a variety of professional fields, including finance, retail, distribution, architectural, engineering, consulting, manufacturing (union), public sector and both profit and non-profit company structures. She has consulted with employers on... View Full Profile